2008 financial crisis Essay Example | Topics and Well Written Essays - 1750 words

2008 financial crisis - Essay Example I realize that hard work and determination alone do not seemingly provide all my needs. For instance, I can secure a job in the event that a vacancy is available somewhere. However, the major challenge is the availability of those vacancies. It therefore seems that while hard work is critical in getting a job, other factors beyond my control also comes into play. Back in the days, finding jobs was much easier that it is today. Like today, the conditions were still strict but the opportunities were abundant since many employers were available. The 2008 global financial crisis changed all that. The crisis was partly a result of poor investment plans and the resulting consequences were felt across the globe. There was a general weakening of the global economy with many large corporations running bankrupt. This shrank the job market as many people were left jobless. The US government in an attempt to bail out bankrupt corporations, extended loans and grants to them and this added to the problem. However, I am not very sure about the very extent of the assistance. In my study, I seek to find out what exactly caused the financial crisis. Who or what was responsible for it, how it impacted on the government and society, and how much the government spent in mitigating it. In addition, I will also like to find information on how difficult it was for people who were recently looking for jobs after the crash. Finally Id also like to learn what new regulations have been made to prevent future crashes (Savona, 78). I will therefore begin my study by running an internet search on the causes of the financial crisis. Of the top results I obtained was an article from The Financial Law Review, the author clearly espouses all the issues around the global financial crisis and highlights the role of investment banks in creating the mess (Avgouleas, 456). Henry Lehman with his two brothers Emanuel and Mayer Lehman had founded the firm in Montgomery,

The Person Who Influenced Me Most Essay Example | Topics and Well Written Essays - 500 words

The Person Who Influenced Me Most - Essay Example Though it is often said and once mentioned by Anand that all male child tries to copy his father and wants to follow his path (Anand 324) but for me what was most influential aspect was the notion that I realized the potential of unlimited prospect that true hard work can get. When I write this article about him I feel like being privileged just by being his son and being his son certainly gives me head on start from the beginning right from the start of my life with positive attitude and with the right formulation of perspective towards life. But when my father started off during his early years he had to make his own way out of his local environment. He had his time hard and he fought his battle hard to reach the level of huge success in life. My father is loved by all despite being a tough task master just because he is a perfect gentleman and it is his certain level of dignified sense of humor that makes him well received among his colleagues and subordinates. Life at the top can be very lonely and in this manner he could be enumerated as a lonely person in himself but he never reveals this and makes up the entire matter by spending quality time with the family whenever it is possible for him. In conclusion it can be summed up in a nutshell that my father can be defined as a well respected person who has reached the crescendo of life and at present despit

Morning after Pills (first draft) Assignment Example | Topics and Well Written Essays - 1750 words

Morning after Pills (first draft) - Assignment Example However, it also reduces the incidence of unwanted pregnancy, particularly where none of the parents are ready for a child (Prescott, 2011). The arguments in support and against the legalization of access to morning after pills without prescriptions have been a thorny issue across the world for decades. However, the use of morning after pills, even after legalization of non-prescriptive pills, has been hampered by poor education in its use and ethical issues facing pharmacies with regards to selling to underage girls. While most people have heard about the pill, they do not have all the information about the extent of its purpose. In a survey of 88 patients in a reproductive clinic, in London constructed to observe their knowledge on the morning-after pill, 65% of the women had heard about it, although only 19% were aware of its seventy two-hour limit (Haussman, 2013). While the morning-after pill has the ability to prevent a woman from pregnancy, it will only be efficient is taken after 72 hours orally following contraceptive failure or unprotected sex. In addition, it only works when the woman is not already pregnant. The pill is not an abortion pill and offers no protection against sexually transmitted infections like HIV. It is also not meant for use as a regular method of birth control and should be used for a maximum of four times a month. If a woman is seventeen years or older, she can receive the pill at a local pharmacy if they can present proof age through relevant documents. The pill c ontains elevated levels of levonorgestrel, which is an analog of progesterone that is found in majority of pills for birth control (Haussman, 2013). After a woman takes the pill, various side effects like period changes, pain in the lower abdomen, nausea, dizziness, headaches and tenderness of the breasts are to be expected. Where it is taken within 72 hours, there is a 95% reduction in probability of pregnancy. Although it was

Examine the role of social media in customer relationship management Essay

Examine the role of social media in customer relationship management 02221 - Essay Example Twitter, Facebook, etc (Holzner, 2008). The complete interactions that take place through the social channels provides various information to small companies, which can be utilized to enhance their services, products, as well as overall approach towards their business (Evans, 2012). Companies are required to value social media as well as realise that it is a two-way or joint process. If they choose to utilize social media like the customer centric stage, they can’t avoid complaints or the negative comments. In reality, one in three Twitter and Facebook user consider that companies should reply to the social grievances within two hours. People have some hopes, and companies should meet those hopes or expectations. Social media is considered as the newest channel by which companies can interact with the target customers (Sponder, 2012). Customer relationship administration/management is referred to the tactics, practices, and technologies, which organizations or firms use to record, manage, and assess customer interactions or communications to drive the growth of sales by enriching and deepening relationships with their entire customer base. The systems of customer relationship management are designed in order to collect customers’ information across various channels such as company’s website, live chat, marketing materials, telephone, social media, and live chat (Boulding et al, 2005). The systems of CRM can also provide customer-facing employee detailed data, buying preferences, and purchase history. Companies need to make sure that the analysis and storage of their customer facts and data must encompass a highest degree of security against identity theft, cyber criminals as well as other violations of securities (Chen and Popovich, 2003). From the company’s viewpoint, the whole relationship includes the direct communication aspect, for example service and sales related processes, and

Astrological Essay Example | Topics and Well Written Essays - 1000 words

Astrological - Essay Example They are also good story tellers. I think that I am imaginative in a positive way. I am very much interested in riding a horse. Whenever I am free, I look forward to taking a horse ride because it gives me immense pleasure. I enjoy riding a horse because I had always imagined riding a horse from my early childhood. I don’t know it was cartoons or films but I am interested in horse riding from childhood. During horse riding I love to see beautiful sites. This has always been my dream and it has something to do with my astrological sign. Another good example that explains my imaginative power is that I like to try new things very often. I quickly get bore of doing the same thing. For example, I often rearrange of my room after every other month even if it only involves shifting my bed from one side to another. I have different posters set up on my bedroom walls and I keep on changing them as well. I try to make my room look different using my different posters and art work. I of ten am the one who persuade my friends to try out new and different things. Going out to same places very often is boring to me. I keep on planning different picnics and other activities with friends just to keep the spice in my life. For me, different is always better. Another interest of mine is to read short stories. I love to read short stories as they give me great pleasure. I also keep on thinking about writing a short story and think about different topics. These are some of the examples of my imaginative power. The second personality trait of my personality is cleverness. I think I am a clever person because I can pick new things very quickly. I am a fast learner as I quickly apply things that I see around me. I learned how to ride a horse with any major help. Also I prefer going through a website and reading about different things instead of relying on other people. I am also clever in a good way

Politics Essay Example | Topics and Well Written Essays - 1500 words - 3

Politics - Essay Example The fundamental ideas in liberalism were expressed by Thomas Hobbes and John Locke. The two believe that the governed are the ones who have and retain the sovereign power. Liberals in the 19th century urged the end of state in the economic life of society. Liberal theorists agreed with Adam Smith that economic systems that are based on free markets are more efficient, and that they generate more wealth than those that are partly state-controlled. The Industrial Revolution in Europe and North America resulted in great inequalities in wealth and other social problems. Looking for solutions to these problems, liberals advocated for limited government intervention in the market and for the creation of government funded services e.g. free public education and health insurance. Further expansion of social welfare programs occurred in America after World War II. The presence of economic stagnation in the late 1970s, made the classical liberals more vocal in their position favoring free mark ets. Liberals consider the government as tasked with removing obstacles that prevent individuals from living freely or from fully realizing their potential. These obstacles include poverty, disease, discrimination and ignorance. In the United States, liberalism is associated with the welfare-state policies of the New Deal Programme of the Democratic administration of President Franklin D. Roosevelt. According to McGowan, American liberalism is different from its European and English counterparts because established religion, an entrenched aristocracy, and an absolutist state never gained a serious foothold in the American colonies. Similarly,

Swine flu Essay Example | Topics and Well Written Essays - 500 words - 1

Swine flu - Essay Example partment of Health in the UK also reports that the swine flu vaccine can offer the pregnant woman and her foetus some form of protection against the disease and concerns over safety are baseless (Press Association, 2009). In order to ensure the safety of the mother and her baby, medical health workers need to be mandatorily included in the vaccination program for swine flu. This is to be imposed in the coming winter months for all health workers (Stein, 2009). The Civil Contingencies Act of 2004 expresses that in instances of National Emergency, previous laws may be overruled. Emergency situations, in these instances include epidemics or a situation which causes serious human illness in the United Kingdom (section 19). The right to refuse treatment and the patient’s right to consent is overruled in this case because the life of the pregnant women and the population in general is endangered. The side effects which sometimes manifest after the administration of the swine flu vaccine, based on reports by experts covering hospitals in Canada, the United States, and Finland are baseless. Reports of Guillain-Barre and spontaneous abortions in these women have not necessarily been associated with the vaccine. So far figures do not exceed baseline parameters pointing to a definite link between these two (AP, 2009). Based on a patient’s Right to Self-determination, a patient has the right to refuse treatment and consequently, he has the right to refuse vaccination (Mental Health Act, as quoted by Leino-Kilpi, 2000). Reports from Medstar in America indicate that exemptions for health employees are being allowed as reasons for not being vaccinated against swine flu. These exemptions include: egg allergies or risk factors for a rare complication known as Guillain-Barre syndrome (Stein, 2009). Religious reasons are not being allowed as exemptions for this vaccination (Stein, 2009). Brewington, K., 2009, Swine flu vaccine: just one dose needed for pregnant women,